A Medicare Advantage Plan medical deductible is an amount you must pay out-of-pocket for covered health care services before your insurance plan starts to pay. At the end of my blog, I will go over why people do it but first, here is a explanation of what the deductible is:…

Occasionally I do get questions from existing customers concerning a text message or email form the Social Security Administration. This is not my area of expertise, so I had to do some research. This is what I found. Social Security generally does not contact people by email or text message…

Are you forgetful?  Do you leave some of your Medicare Advantage supplemental benefits behind each year?  Well, you are not alone and apparently Medicare is aware and doing something about it. To start, we just used the words “advantage” and “supplemental’ in the same sentence. To be clear, we are…

The Medicare Annual Notice of Change (ANOC) is required by Medicare and distributed by your insurance carrier.  They are typically mailed out in late September each year. Let’s break it down. Medicare Advantage and Part D prescription drug plans are required to send their ANOCs to members by September 30th.…

First the basics: PPO Plans are health insurance plans that work with a network of doctors, hospitals, and other healthcare providers. This network is a list of all the medical professionals and places that the insurance plan has made agreements with to provide care to you, their customer.  One big…

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If you want to manage your coverage easier and more efficiently, consider a Medicare .gov account.  Opening a Medicare.gov account offers several benefits that can make managing your Medicare coverage easier and more efficient. Here’s why you might consider creating one: 1. Personalized Information: 2. Manage Your Plans: 3. Track…