Medicare has announced the 2025 premiums and deductibles for Parts A and B.
For Medicare Part B enrollees, the standard monthly premium will be $185.00 in 2025, reflecting a $10.30 increase from the $174.70 premium in 2024. Similarly, the annual deductible will rise to $257, up $17 from $240 in 2024. However, some individuals may pay higher premiums depending on their income level. Visit my blog to learn more!
If you’re single with a modified adjusted gross income (MAGI) below $106,000, or you file a joint tax return with a MAGI below $212,000, you’ll pay the standard $185 monthly premium. For those with higher incomes, check the detailed charts for adjusted premium rates.
For those who file individual tax returns:
| Adjusted gross income: | 2025 Total Monthly Premium Amount |
| Less than or equal to $106,000 | $185.00 |
| Greater than $106,000 and less than or equal to $133,000 | 259.00 |
| Greater than $133,000 and less than or equal to $167,000 | 370.00 |
| Greater than $167,000 and less than or equal to $200,000 | 480.90 |
| Greater than $200,000 and less than $500,000 | 591.90 |
| Greater than or equal to $500,000 | 628.90 |
For those who file joint tax returns:
| Adjusted gross income: | 2025 Total Monthly Premium Amount |
| Less than or equal to $212,000 | $185.00 |
| Greater than $212,000 and less than or equal to $266,000 | 259.00 |
| Greater than $266,000 and less than or equal to $334,000 | 370.00 |
| Greater than $334,000 and less than or equal to $400,000 | 480.90 |
| Greater than $400,000 and less than $750,000 | 591.90 |
| Greater than or equal to $750,000 | 628.90 |
Part A Deductible and Coinsurance Amounts for Calendar Years 2024 and 2025
| 2024 | 2025 | |
| Inpatient hospital deductible | $1,632 | $1,676 |
| Daily hospital coinsurance for 61st-90th day | $408 | $419 |
| Daily hospital coinsurance for lifetime reserve days | $816 | $838 |
| Skilled nursing facility daily coinsurance (days 21-100) | $204.00 | $209.50 |
For full details please visit the Centers for Medicare & Medicaid Services.
Here is my disclaimer. I gather most of my information from Medicare.gov and CMS.gov and to the best of my knowledge, it is accurate. Please use this information as a guideline.
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