Jack's Blog on Medicare Plan Choices

We know that you must have Medicare Part A and part B in order to get a Medicare Advantage or Supplement plan. So what are the requirements for Medicare Part D? Surprise, Part D is a little different. And, why wouldn’t it. You do not have to have both Medicare Part A and Part B to get a Part D plan. Here’s a quick breakdown:

1. To enroll in a Part D plan, you must have either:
   Medicare Part A, or
   Medicare Part B, or
   Both Part A and Part B
   
2. You only need to be enrolled in one of these to be eligible for Part D.
   
3. You must live in the service area of the Part D plan you want to join.
   
4. You cannot be enrolled in a Medicare Advantage plan that includes drug coverage if you want a stand-alone Part D plan.
   
5. This flexibility allows people with only Part A or only Part B to still get prescription drug